Do your kids play sports?  Mine do and naturally you want to get the photo package complete with magnets and trading cards.    I received a box in the mail the other day but was really unsure of what we had ordered.  When I opened it I found the photos, magnets, and trading cards.   All flat

I have been researching as of late whether or not I should pull the trigger on refinancing my home.  Based upon where interest rates are today, it is very attractive to refinance when you can shorten the life of your loan and actually REDUCE your monthly mortgage.  The problem is apprehension always sets in if

I was over at my parent’s house the other day as they needed some assistance in cleaning out their garage. They are older and are looking to get rid of their clutter. Their garage contained the usual junk you find in a garage. What surprised me the most was the amount of Styrofoam coolers that

Spring is upon us and when I think of Spring, I think of planting and flowering pots. OK, maybe not, but my wife does. And when I say flower pots, I mean POTS -BIG ones. The ones we have are 24” across at the top and 16” deep. They are made of plastic so they

If you are like me, you probably send gift cards for presents to your family and friends. Why? Well because they are fast and easy to buy and can be placed inside the card, right? But equally as important you don’t have to buy a box, wrapping paper and tape. And that is if you

I am a big fan of Apple from many different perspectives.  I love their products.  They continue to amaze me with the advancements they make with each new product.  I truly appreciate how they go to market.  They create a demand from the consumer and essentially get people to forget about the cost of their